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Stop Paying Card Fees — Pass Them to Customers Instead
Compliant cash discount & surcharge programs save you up to 100% on processing fees
The Hidden Cost Killing Your Business
Credit card processing fees are silently draining your profits every single day. For the average small business, these fees can consume 2-4% of every transaction — that's thousands of dollars walking out your door each month.
Auto shops lose $200-800 monthly on card fees. Restaurants sacrifice $500-1,500. Retail stores watch $300-1,200 disappear into processing costs. These aren't just numbers — they're real money that could be reinvested in your business, your employees, or your family.
How Zero-Fee Processing Works
Our compliant cash discount program is simple, legal, and highly effective. Here's exactly how it transforms your payment processing:
01
Customer Pays with Card
When a customer chooses to pay with a credit or debit card, our system automatically calculates and adds a small convenience fee to cover the processing cost. The fee is clearly displayed before the transaction is completed.
02
Your Business Keeps 100%
Instead of losing 2-4% to processing fees, you receive the full sale amount. The customer's convenience fee covers all processing costs, equipment fees, and compliance requirements. Your profit margins stay intact.
03
Cash Customers Save Money
Customers paying with cash avoid the convenience fee entirely, encouraging cash transactions and reducing your overall processing volume. This creates a win-win situation that many customers actually appreciate.
Why Business Owners Choose Liberty Processing
Eliminate Monthly Fees
Stop hemorrhaging thousands in processing fees every month. Our zero-fee program has helped businesses save $200-1,500 monthly, money that goes straight back into growing your operation instead of padding processor profits.
100% Compliant Solution
We handle all compliance requirements, from proper signage to payment terminal programming. Our legal team ensures your cash discount program meets all federal and state regulations, so you can focus on running your business.
Perfect for Your Industry
Whether you run an auto shop, restaurant, or retail store, our solution adapts to your business model. We've successfully implemented zero-fee processing across hundreds of businesses just like yours.
Real Results from Real Businesses
"Card fees were absolutely killing us. We were paying over $600 every month just to accept credit cards. Now we pay $0 thanks to Liberty Processing. It's been a game-changer for our bottom line."
— Joe Martinez, Martinez Auto Repair
Joe's story isn't unique. Across the country, small business owners are discovering that zero-fee processing isn't too good to be true — it's a proven strategy that's completely legal and highly effective.
The Numbers Don't Lie
See the real impact zero-fee processing can have on businesses just like yours:
$800
Average Monthly Savings
Auto shops typically save $200-800 monthly on processing fees
$1,500
Restaurant Savings
Food service businesses save $500-1,500 monthly on average
100%
Fee Elimination
Complete elimination of traditional credit card processing fees
30
Days to Setup
Full implementation typically completed within 30 days
Industries We Serve
Auto Repair Shops
Perfect for high-ticket repairs and maintenance services. Auto shops typically process $10,000-50,000 monthly, making fee savings substantial. Our compliant signage fits seamlessly into your service area.
Restaurants & Food Service
Ideal for both quick-service and full-service restaurants. With average tickets ranging from $15-60, the small convenience fee is barely noticeable to customers but saves you hundreds monthly.
Retail Stores
Works excellently for specialty retail, convenience stores, and local shops. Whether you're selling products or services, zero-fee processing protects your already tight retail margins.
Implementation Made Simple
Getting started with zero-fee processing is straightforward and hassle-free. Our experienced team handles everything:
1
Free Consultation Call
We analyze your current processing costs and calculate your potential savings. No obligation, no pressure — just honest numbers about what zero-fee processing can do for your business.
2
Equipment Setup
Our certified technicians install and program your payment terminals with zero-fee functionality. All signage requirements are handled professionally to ensure complete compliance.
3
Staff Training
We train your team on the new system, including how to explain the program to customers. Most businesses find customer acceptance is much higher than expected.
4
Ongoing Support
24/7 technical support and compliance monitoring ensure your zero-fee program runs smoothly. We're always available when you need assistance.
Frequently Asked Questions
Is This Legal?
Absolutely. Cash discount programs are fully legal under federal law and accepted in all 50 states. Our compliance team ensures your program meets all regulatory requirements.
Will Customers Accept This?
Most customers understand and accept convenience fees, especially when cash customers receive a discount. Many businesses see no significant change in customer behavior.
How Much Can I Really Save?
Savings depend on your current processing volume, but most small businesses save $200-1,500 monthly. We'll calculate your exact savings potential during your free consultation.
Ready to Eliminate Card Fees Forever?
Stop losing money to credit card processing fees. Join hundreds of successful businesses that have already made the switch to zero-fee processing with Liberty Processing.
Get your free consultation today and discover exactly how much you can save. Our team will analyze your current processing costs and show you the potential impact on your bottom line — with no obligation and no pressure.
The consultation is completely free, and you'll walk away with specific numbers about what zero-fee processing could mean for your business.
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2045 Biscayne Blvd, Suite 232
Miami, FL 33137
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