Lowest Rates. Smarter Terminals. No Contracts.
Save 20–40% on processing fees with Liberty Bancard's wholesale pricing model. No hidden fees, no long-term contracts, just transparent rates that put more money back in your business.
Why Liberty Bancard Beats the Competition
Wholesale Pricing
Interchange-plus model means you pay Visa/Mastercard's actual wholesale rates plus our small, transparent markup. Guaranteed to beat your current processor or we'll pay the difference.
Faster Funding
Next-day deposits standard, with same-day funding available. Your cash flow stays strong with reliable, predictable settlement times that keep your business moving forward.
Transparent & Flexible
No contracts means no early termination fees. No hidden costs or surprise charges. What you see is what you pay – simple, honest pricing that respects your business.
Smart Terminals That Work as Hard as You Do
Modern payment processing demands modern equipment. Our smart terminals accept every payment method your customers want to use – chip cards, contactless tap payments, traditional swipes, and digital receipts that reduce paper waste.
  • Accept chip, tap, swipe, and mobile wallet payments
  • Wireless 4G/LTE connectivity for ultimate mobility
  • Clover POS ecosystem integration for advanced business management
  • Built-in receipt printing and customer-facing displays
Whether you need a countertop solution or mobile processing for field work, we have the right terminal to keep your business running smoothly.
The Smarter Choice for High-Volume Merchants
Liberty Bancard
  • Interchange-plus pricing – true wholesale rates
  • 24/7 real human support – speak to experts, not bots
  • No contracts – stay because you want to
  • Cash discount option – eliminate fees entirely
  • Rate beat guarantee – we'll match any legitimate quote
Other Providers
  • Flat 2.6–2.9% rates – marked up pricing
  • Limited support hours – voicemail and chatbots
  • Long-term contracts – trapped with fees
  • Hidden monthly fees – surprise costs every statement
  • Account freezes – your money held hostage
High-volume merchants deserve better than one-size-fits-all pricing. Liberty Bancard's wholesale approach means the more you process, the more you save.
Transparent Pricing That Beats Everyone
Our interchange-plus model is simple: you pay Visa and Mastercard's actual wholesale cost plus our small, transparent markup. No surprises, no hidden fees, no games.
Interchange-Plus
Pay wholesale cost plus small fixed markup. Saves 20-40% vs flat rate pricing on higher volumes.
Cash Discount
Pass processing costs to customers who choose cards. Cash customers pay menu price, card users pay small convenience fee.
Rate Beat Guarantee
Bring us any legitimate quote and we'll beat it. If we can't match or beat your current rates, we'll pay the difference.
Liberty vs Square, Stripe, PayPal
See how Liberty Bancard stacks up against the big names. Our wholesale pricing model and dedicated support make the difference clear.
High-volume merchants consistently save more with our transparent interchange-plus model. Upload your current statement for a detailed savings analysis.
Built for Your Business
Every industry has unique payment processing needs. Liberty Bancard provides specialized solutions that work seamlessly with your business operations.
Automotive
Wireless checkout capabilities right in service bays. Accept payments while customers wait in their cars. Mobile terminals work anywhere on your lot or in your garage.
Retail
Fast POS systems with integrated tipping, customer loyalty programs, and inventory management. Perfect for boutiques, restaurants, and high-traffic retail environments.
Dental & Medical
HIPAA-compliant payment processing with recurring billing for treatment plans. Secure patient data handling and flexible payment plan management.
Home Services
Mobile 4G/LTE devices that work anywhere. Accept payments on-site for HVAC, plumbing, electrical, and contractor services. No WiFi required.
Success Stories: Real Savings from Real Businesses
"Liberty Bancard cut our processing fees by $2,800 per month. The interchange-plus pricing is exactly what they promised – no surprises, just consistent savings."
– Mike Thompson, Thompson Auto Repair
"We switched from Square and immediately started saving $450 monthly. The cash discount program eliminated most of our fees entirely."
– Sarah Chen, Bella Vista Dental
$127K
Average Annual Savings
High-volume merchants save significantly with wholesale pricing
24hrs
Setup Time
Get approved and processing within one business day
98%
Client Retention
Businesses stay because they save money every month
Join thousands of businesses already saving with Liberty Bancard's transparent, wholesale pricing approach.
Get Your Free Savings Analysis
Ready to see exactly how much you'll save? Our team will analyze your current processing statement and show you your potential savings – usually within 15 minutes.
What You'll Get:
  • Detailed cost comparison – see your current vs Liberty rates
  • Monthly savings projection – know exactly what you'll save
  • Custom terminal recommendation – the right equipment for your business
  • Implementation timeline – get started without business disruption

No obligation, no pressure. Just honest analysis of your potential savings. Most merchants save 20-40% on their processing costs.
Trusted Payment Solutions
Contact Us
2045 Biscayne Blvd, Suite 232
Miami, FL 33137
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