Liberty Bancard (“Company,” “we,” “our,” or “us”) respects your privacy and is committed to protecting the personal and business information you share with us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, use our services, or engage with our payment processing solutions.
Information We Collect
We collect information in several ways to provide and improve our services:
Personal Information: Name, business name, email address, phone number, billing/shipping addresses, and other identifiers.
Financial Information: Bank account details, merchant statements, tax identification numbers, and transaction history necessary to provide payment processing.
Technical Information: IP address, device type, browser type, geolocation data, and cookies to improve site performance and user experience.
Usage Information: Details on how you interact with our website, marketing campaigns, and customer portal.
How We Use Your Information
We use the information we collect to:
Provide payment processing and related merchant services.
Verify identity, prevent fraud, and ensure PCI-DSS compliance.
Improve our website, services, and customer experience.
Communicate with you regarding account updates, promotions, and support.
Comply with legal and regulatory requirements.
Data Sharing & Disclosure
We do not sell your information. We may share your information with:
Service Providers: Banks, processors, and vendors necessary to complete transactions.
Compliance Partners: Agencies and auditors for PCI-DSS, AML, and regulatory obligations.
Business Transfers: In case of a merger, acquisition, or sale of assets.
Legal Authorities: When required to comply with applicable laws, regulations, or legal processes.
Data Security
We maintain strict safeguards to protect your data, including:
PCI-DSS Compliance for all cardholder data handling.
Encryption of sensitive financial data during transmission and storage.
Restricted Access Controls ensuring only authorized personnel can access sensitive information.
Ongoing Monitoring & Audits to detect and prevent security threats.
Cookies & Tracking
We use cookies, pixels, and analytics tools to:
Enhance website functionality.
Track performance of marketing campaigns.
Improve user experience.
You may adjust your browser settings to disable cookies, but some features of our website may not function properly.
Data Retention
We retain your information only as long as necessary to:
Provide services.
Meet legal, tax, and compliance obligations.
Resolve disputes and enforce agreements.
Your Rights
Depending on your jurisdiction, you may have rights to:
Access and request a copy of your personal data.
Correct or update inaccurate information.
Request deletion of your information where legally permissible.