Payment Processing for Healthcare Providers
Medical and dental practices handle sensitive patient data and high-value transactions. Your payment processor should meet the same compliance standards you do.
What Healthcare Businesses Are Dealing With
Common payment processing challenges we see in your industry — and fix.
High per-transaction costs on large balances
Patient payments are often larger amounts. Your processor's per-transaction fees may be costing you more than you realize on these higher-dollar charges.
Compliance concerns with payment data
Healthcare providers must protect patient information. Your payment solution should support — not complicate — your compliance obligations.
Reconciliation headaches
Matching patient payments to accounts is time-consuming when your processor doesn't provide clear, detailed reporting.
One-size-fits-all solutions
Generic payment processors don't understand co-pays, patient financing, or the unique payment workflows in healthcare.
How Liberty Bancard Solves Them
Practical solutions built around how healthcare businesses actually operate.
Optimized pricing for healthcare transactions
Higher average tickets mean per-transaction savings add up quickly. We structure pricing to reflect your actual transaction patterns.
PCI-compliant terminal solutions
Secure, EMV-compliant terminals with point-to-point encryption to protect payment data at the point of sale.
Detailed transaction reporting
Clear reporting that makes reconciliation with patient accounts straightforward, saving your billing team hours each month.
Payment plan support
Accept recurring payments for patient payment plans with secure card-on-file capabilities.
Dedicated healthcare support
A support team that understands medical office workflows and can help resolve issues without disrupting patient care.
By the Numbers
2.6%
Average effective rate we find on healthcare statements
$4,100
Average annual savings identified per practice
99.9%
Processing uptime SLA
Frequently Asked Questions
Is your payment processing HIPAA compliant?
Our payment terminals and processing infrastructure are PCI DSS compliant. While payment processing itself is typically separate from PHI, we design our solutions to support your overall compliance posture. We recommend consulting with your compliance officer for your specific requirements.
Can patients pay bills online?
Yes. We offer secure online payment portals that allow patients to pay balances from any device, reducing collection calls and improving cash flow.
Do you support recurring payments for payment plans?
We provide secure card-on-file and recurring billing capabilities that allow you to set up patient payment plans with automatic charges on a defined schedule.
How do you handle refunds and adjustments?
Our merchant portal provides straightforward refund processing with detailed reporting that maps to patient accounts for clean reconciliation.
What terminals work best for medical offices?
We typically recommend countertop EMV terminals with NFC capability for front-desk payments. For mobile or bedside payments, we offer wireless terminal options as well.
See What You're Actually Paying
Upload your most recent processing statement. We'll break it down line-by-line and show you exactly where your money goes — no commitment required.