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📖 Real Merchant Savings

How Liberty Bancard Saves Real Businesses Real Money

These aren't estimates — they're actual results from merchants who compared their statements and made the switch.

Merchant Savings Snapshots

🍽️ Restaurant — Miami, FL
$4,800/yr
Saved switching from Square
High-volume lunch spot processing $35,000/month. Switched from Square 2.6% flat rate to interchange-plus. Also deployed compliant surcharging for dine-in credit transactions.
🏥 Medical Practice — Fort Lauderdale
$3,200/yr
Saved switching from Stripe
Multi-physician practice processing $28,000/month in copays and self-pay. Stripe's 2.9% online rate was billing the practice on keyed transactions. Moved to interchange-plus with proper MCC coding.
🏪 Retail Shop — Boca Raton
$2,100/yr
Saved eliminating junk fees
Boutique retail processing $18,000/month on a tiered plan. After statement review, discovered $175/month in avoidable fees. Moved to interchange-plus and deployed cash discount program.
💅 Salon & Spa — Aventura
$1,900/yr
Saved with 0% processing
Full-service salon processing $15,000/month. Implemented compliant cash discount program — most service clients opted for card but appreciated transparency. Net processing cost dropped to near zero.
🔧 Auto Repair — Pompano Beach
$2,600/yr
Saved switching from Clover
Auto shop processing $22,000/month. Clover's bundled plan was billing 2.49%+. Moved to interchange-plus and deployed surcharging on credit transactions — large average tickets made this highly effective.
🏗️ Construction — West Palm Beach
$5,400/yr
Saved with proper B2B coding
General contractor processing $45,000/month in progress payments via card. Previous processor wasn't qualifying B2B transactions for Level 2/3 interchange. Proper coding reduced rates significantly.

What Could You Save?

Upload your statement and we'll build a personalized savings analysis — just like these merchants received before switching.