💡 Better Than Flat-Rate
Beat Square & Stripe on Processing Fees
Square charges 2.6% flat. Stripe charges 2.9%. Liberty Bancard's interchange-plus pricing typically saves businesses $2,000–$6,000/year. See how.
Why Flat-Rate Costs You More
Most card transactions settle for 1.6–1.8% at the network level. Flat-rate processors pocket the difference.
📊 Square & Stripe Flat-Rate
- 2.6%–2.9% on every swipe
- No visibility into actual interchange costs
- You subsidize high-reward-card users with your fees
- No option for 0% processing
✓ Liberty Bancard Interchange-Plus
- Actual network cost + fixed markup on statement
- Full transparency — see every fee line item
- You pay less on debit and basic credit cards
- Liberty Zero™ — pay $0 to process cards (where eligible)*
Annual Savings at Common Volume Levels
Switching from Square (2.6%) to interchange-plus*
$1,440
At $10,000/month
$2,880
At $20,000/month
$4,320
At $30,000/month
$5,760
At $40,000/month
$7,200
At $50,000/month
Custom
Upload your statement
*Estimates assume typical consumer credit card mix and 0.5% effective interchange-plus markup. Actual savings depend on transaction mix. Upload statement for exact analysis.
Switch from Square or Stripe Today
Upload your Square or Stripe statement and we'll show you your exact savings. Free, fast, no obligation.