Why Merchants Research Shopify Payments Alternatives
Shopify Payments (Shopify Payments (Shopify Inc.)) is a well-known name in payment processing. But knowing a brand doesn't mean it's the best fit for your business. Here are the most common reasons merchants start looking for alternatives:
- Rates of 2.4%–2.9% + $0.30 are high compared to interchange-plus pricing
- Processing is tied to your Shopify subscription — lose Shopify, lose payments
- Third-party processors incur an additional fee (0.5%–2%)
- Not optimized for in-person high-volume processing
- No cash discount or dual pricing programs
What Liberty Bancard Solves
Liberty Bancard is built as a merchant-first alternative to processors like Shopify Payments. Here's what changes when you switch:
- Interchange-plus pricing not tied to any platform subscription
- Fully optimized for in-person payment processing
- Cash discount and dual pricing programs available
- No additional fee for using your preferred platform
- Free terminal for qualifying merchants
See the Side-by-Side Comparison
We've built a complete comparison page showing Liberty Bancard vs Shopify Payments across pricing, contracts, support, and programs.
View Liberty Bancard vs Shopify PaymentsThe Most Important Step: Know Your Current Cost
Before comparing alternatives, you need to know what you actually pay — not just your quoted rate, but your effective rate including all fees. Upload your processing statement and get a free line-by-line analysis. We show you exactly what Shopify Payments is charging and what you could be paying with Liberty Bancard.
Get Your Free Statement Analysis See Full Shopify Payments ComparisonSwitching From Shopify Payments
If you decide Shopify Payments isn't right and you're ready to switch, we've put together a complete guide on how to make the transition smooth and risk-free.
→ How to Switch From Shopify PaymentsRelated Resources
Interchange-Plus Pricing