
Stop Overpaying for Credit Card Processing
Free Statement Review + $200 Processing Credit When You Switch
✅ Same-Day Funding
✅ No Hidden Fees
✅ 24/7 U.S.-Based Support
Find Out Exactly What You’re Overpaying – Our experts will review your current statement, show you where the fees are hiding, and guarantee you a better rate
Call or Text Now
954-266-8214
Merchant Solutions For All Businesses
Liberty Bancard is a trusted provider of payment processing solutions, offering a wide range of services tailored to meet the needs of businesses across all industries.
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Card Processing
Complete merchant account services and credit card processing for all transaction types.
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Point Of Sale
Advanced point-of-sale
systems including Clover
POS, Dejavoo, and Swipe
Simple Terminals
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Mobile Solutions
Mobile credit card
readers supporting Apple
Pay, Google Pay, and
Samsung Pay
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Business Funding
Merchant cash advances
and business loans to
support your growth
With a nationwide presence, Liberty Bancard supports thousands of merchants across all 50 states, providing reliable solutions for both card-present (swiped) and card-not present (keyed) transactions.
We empower businesses of all sizes with innovative payment solutions precisely tailored to your industry-specific challenges and growth objectives.
Why Liberty Bancard?
Experience the perfect blend of enterprise-level payment
processing and personalized service that thousands of
businesses trust. Liberty Bancard delivers a comprehensive merchant solution designed to increase your revenue, reduce costs, and provide peace of mind with industry-leading support and technology.

Industry-leading Pricing


Free Equipment Program
Advanced Security

Modern Technology

Complete Control

Next-Day Funding


24/7 Live Support
Flexible Terms

Quick Setup

Working Capital
Payment Terminals
Funding Solutions
Need quick capital to fuel your business growth? Liberty Bancard's Merchant Cash Advance (MCA) provides flexible funding without traditional loan constraints.
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Funding Options
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Up to $20,000 within 48 hours
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Major funding up to $500,000
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90% approval rate
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Key Benefits
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Zero collateral required
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No application fees
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Flexible payment structure
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Use Your Capital For
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Equipment & expansion
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Strategic hiring
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Cash flow & operations
Testimonials
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I currently process credit cards with another company. Can Liberty Bancard offer better rates?Yes! With Liberty Bancard’s Assured Savings Guarantee, we’ll meet or beat your current pricing. If we can’t, we’ll give you a $200 gift card for allowing us to review your current processing statements. * Simply provide your two most recent processing statements, and we’ll prepare a detailed analysis with Liberty Bancard’s proposed rates and estimated savings. *Terms apply. A minimum monthly processing volume of $2,000 (excluding PIN Debit) is required, and this offer excludes high-risk merchants and merchants with poor credit.
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I already purchased my own credit card terminal. Can I use it with a Liberty Bancard account?Yes, in most cases. We can reprogram your existing terminal to work with our processing system. Contact us for compatibility details.
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Can I export my payment processing data to my accounting software?Yes, Liberty Bancard integrates with most major accounting software, including QuickBooks, for seamless data transfer.
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I have two businesses that need to accept credit and debit cards. What do I need to do?You’ll need separate merchant accounts for each business. Contact Liberty Bancard to set up tailored payment solutions for both.
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How can I access free equipment?Qualify for our Free Equipment Program by opening a merchant account. This includes EMV- compliant terminals or mobile swipers.
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Does Liberty Bancard offer a Point- of-Sale system (POS)?Yes! We provide cutting-edge POS systems like Clover, SwipeSimple, and more, designed to streamline your operations.
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Does Liberty Bancard offer Electronic Benefits Transfer (EBT)?Yes, we support EBT transactions, allowing businesses to accept government benefit payments.
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What is Electronic Benefits Transfer (EBT)?EBT is an electronic system that allows recipients of government benefits to pay using an EBT card.
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What information is on my merchant statement?Your statement includes transaction summaries, fees, chargebacks (if any), and a detailed breakdown of monthly processing costs.
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Will my terminal be programmed and tested before I receive it from Liberty Bancard?Yes, all equipment is pre-programmed, tested, and ready to use when shipped to you.
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Can an international business apply for a merchant account with Liberty Bancard?Currently, we only serve businesses based in the United States.
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The business next door to me said I could use their credit card terminal to process my customer’s payments. Is that true?No, sharing credit card terminals between businesses is against PCI compliance rules and could result in violations or penalties.
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Do I need a Payment Gateway to accept online payments?Yes, a Payment Gateway is required to securely process online credit and debit card transactions.
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What is a Virtual Terminal? Is it the same as a Gateway?A Virtual Terminal allows manual entry of card details for transactions, while a Payment Gateway automates online payments. They serve different needs but can complement each other.
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Where can I find a Glossary of Terms?Visit our website’s Resources section for a comprehensive glossary of payment processing terms.
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What is PCI Compliance?PCI Compliance ensures your business meets security standards to protect customer card data during transactions.
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How are EMV cards different from magnetic swipe cards?EMV cards have an embedded chip for added security, while magnetic stripe cards store data on a strip, making them more vulnerable to fraud.
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What are Liberty Bancard’s hours of operation?Sales: Monday–Friday, 8 AM–8 PM Support: Available 24/7/365
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How do Liberty Bancard’s rates compare to other merchant service providers’ rates?We offer transparent, competitive pricing with no hidden fees. Contact us for a custom rate analysis.
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How will I receive my monthly merchant statement?Your statements will be available online through your merchant portal or sent to you via email.
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What is a Chargeback?A chargeback occurs when a customer disputes a transaction, and funds are temporarily returned to the cardholder.
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What do I do if I receive a chargeback?Provide supporting documentation to dispute the chargeback through your merchant account. Our team can assist with the process.
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What is NFC, and does Liberty Bancard offer it?NFC (Near Field Communication) enables contactless payments like Apple Pay and Google Pay. Our terminals support NFC technology.
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What is a Payment Gateway?A Payment Gateway is software that securely processes credit card transactions for online payments.
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What types of merchants does Liberty Bancard approve?We support a wide range of businesses, from retail and restaurants to high-risk industries like firearms and automotive services.
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What kind of training is required for using a credit card terminal?Minimal training is needed. Liberty Bancard provides resources and support to ensure your team is comfortable using the equipment.
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What is EMV?EMV (Europay, Mastercard, Visa) is the global standard for chip-based credit and debit card transactions, offering enhanced security.
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Do I have to contact American Express directly to accept Amex cards?No, Liberty Bancard manages Amex acceptance through our OptBlue program, simplifying the process for you.
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What information do you need to set up a Merchant Account?We’ll need basic business details, including your EIN (Employer Identification Number), banking information, and estimated transaction volume.
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Do you offer Value-Added Services?Yes, we provide tools like gift card programs, loyalty systems, invoicing solutions, and advanced analytics to enhance your business.
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What does MOTO mean?MOTO stands for Mail Order/Telephone Order, referring to transactions where the card is not physically present.
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Is my customer information secure if I use a mobile device?Yes, our mobile solutions are PCI-compliant and use encryption to protect customer data.
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What will my rates be?Your rates depend on your business type, volume, and transaction method. Contact us for a personalized quote.
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How do I determine what terminal, equipment, or software is best for my business?Our team will assess your needs and recommend the best solution based on your industry and transaction volume.
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What is the time frame for being able to start accepting credit cards?Most accounts are approved and operational within 24–48 hours.
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What is Apple Pay?Apple Pay is a contactless payment system that allows customers to pay using their iPhone, iPad, or Apple Watch.
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What is a “MID”?MID stands for Merchant Identification Number, a unique identifier for your merchant account.
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What is your privacy policy?Visit our website for details on how we securely manage and protect your information.
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What if I need help with my merchant account?Contact our 24/7 support team via phone or email for assistance with any issue.
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Do I need a shopping cart to be an internet merchant?Yes, an online shopping cart integrates with your website to facilitate transactions.
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What is a shopping cart?A shopping cart is a tool that enables customers to select and pay for items on your e-commerce site.
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What is an internet merchant?An internet merchant operates an online store that accepts electronic payments.
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If I have bad credit or no credit, can I be approved for a merchant account?Yes, Liberty Bancard offers solutions for businesses with less-than-perfect credit.
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When do credit card transactions get funded?Transactions are typically funded within 1–2 business days, depending on your bank.
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How do I apply for a merchant account?Contact us via phone or online, and our team will guide you through the quick application process.
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What is a merchant account?A merchant account is a type of bank account that enables your business to accept credit and debit card payments securely.
Liberty Bancard Merchant Services FAQs
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Interested In Liberty Bancard?
We are dedicated to delivering exceptional service and competitive pricing, backed by industry-leading fraud protection and 24/7/365 customer support. Whether you're running a retail store, home-based business, mail-order operation, or online shop, Liberty Bancard offers a smarter, simpler, and safer way to process payments.
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2045 Biscayne Blvd, Suite 232 Miami FL. 33137

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