Payment Terminals
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Meet Your New Trusted Payment Processing Partner
0% Compliant Surcharge Pricing
Interchange Pricing Starting at 2.3%
Same-Day 8 Hr Funding
No Hidden Fees
24/7 U.S. Based Support
24 Hour Approvals
Stop Letting Hidden Fees Drain Your Profits
Most small businesses lose thousands each year to padded rates, hidden fees, and non-compliant processors.
That’s money out of your pocket every single month.
At Liberty Bancard, we cut through the noise with transparent interchange-plus pricing or zero-cost compliant surcharging programs. No gimmicks. No surprises. Just honest, predictable processing costs.
Don’t let confusing fee structures choke your cash flow. Get the clarity and control your business
How Liberty Bancard Works
01
Free Statement Analysis
Upload your current processing statement and we'll break down exactly what you're paying now. Our experts identify hidden fees and unnecessary charges you might not even know exist.
02
Customized Solution
Choose between transparent interchange-plus pricing or compliant cash discount programs. We'll recommend the best option based on your business type, transaction volume, and customer preferences.
03
Instant Savings
Switch in as little as 24 hours with minimal disruption to your operations. Start saving immediately with next-day funding and month-to-month flexibility.
Industries We Serve
Restaurants & Food Service
Specialized solutions for restaurants, cafes, bars, and food trucks. Handle tips, split checks, and high-volume transactions with ease.
Retail & E-commerce
Complete point-of-sale solutions for brick-and-mortar stores plus online payment gateways for e-commerce businesses.
Healthcare & Professional Services
HIPAA-compliant processing for medical practices, legal offices, and professional service providers. Recurring billing available.
Automotive & Home Services
Mobile payment solutions perfect for service calls, repair shops, contractors, and businesses that travel to customers.
Real Merchants, Real Savings
Merchants Typically Save 25% or over $8,000 Annually with Liberty Bancard
⭐️⭐️⭐️⭐️⭐️
"We cut our card fees from 3.5% to under 2% — saving over $1,200 per month. The transparency is refreshing after years of confusing statements."
– Emily S. Retail Store Miami
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"The surcharge program dropped our processing costs to zero. Implementation was seamless and our customers barely noticed the change."
– Rachel P. Restaurant Manager, Orlando
⭐️⭐️⭐️⭐️⭐️
"Better service and faster deposits than Square. Wish we had switched sooner. The customer support is outstanding."
– Trevor A. Auto Repair Shop, Tampa
Liberty Bancard vs. The Competition
See why smart business owners choose Liberty Bancard over traditional processors. Our transparent pricing and flexible terms give you the control you need.
Equipment & Technology Solutions
Countertop Terminals
Professional-grade terminals with built-in printers, contactless payments, and EMV chip reading. Perfect for retail locations and service businesses.
Mobile Solutions
Accept payments anywhere with our mobile card readers and smartphone apps. Ideal for service calls, delivery businesses, and pop-up locations.
Online Gateway
Secure e-commerce payment processing with fraud protection, recurring billing, and seamless shopping cart integration for your website.
Unlock Significant Savings: Optimize Your Payment Processing
Discover Your True Savings Potential
Simply share your current processing statement, and our expert team will provide you with 3 tailored, competitive options designed to reduce your costs.
Many businesses unknowingly overpay on transaction fees. Our comprehensive, side-by-side analysis will reveal precisely where you can save, often with surprisingly significant results.

Savings Insight: Businesses processing around $50,000/month frequently achieve monthly savings of $500-$1,250 through our transparent interchange-plus pricing model.
Limited Time Offer
Sign Up Today & Get $250 Statement Credit
Join Liberty Bancard this month and receive a $250 credit toward your processing fees. Plus, get your first terminal* absolutely free with setup and training included.
Interchange-Plus Pricing Explained
True Cost-Plus Transparency
Interchange-plus pricing passes through the exact wholesale cost (interchange) that Visa and Mastercard charge, plus a small, fixed markup. This means you see exactly what you're paying for every transaction.
Unlike flat-rate pricing that averages costs across all card types, interchange-plus ensures you only pay the actual cost for each specific transaction. Premium rewards cards cost more, basic debit cards cost less.
This pricing model is ideal for businesses processing over $10,000 monthly who want complete transparency and the lowest possible effective rates.
Cash Discount & Surcharge Programs
Zero Processing Costs
Compliant cash discount programs allow you to offer a discount for cash payments while maintaining your advertised prices for card transactions. This effectively eliminates processing fees.
Legal & Compliant
Our programs meet all federal and state requirements, including proper signage, disclosure requirements, and transaction processing protocols. We handle compliance so you don't have to worry.
Easy Implementation
We provide all necessary signage, train your staff, and configure your equipment. Most businesses implement cash discount programs within 48 hours with minimal customer impact.
Why Business Owners Trust Liberty Bancard
Security & Compliance
  • PCI DSS Level 1 compliant
  • Advanced fraud protection
  • Encrypted transactions
  • Regular security updates
Outstanding Support
  • US-based customer service
  • 24/7 technical support
  • Dedicated account managers
  • Free training and setup
Fast Funding
  • Next-day funding standard
  • Weekend and holiday processing
  • No funding delays or holds
  • Direct bank deposits
Ready to Save 20-50% on Processing Fees?
Get your free statement analysis and see exactly how much you could save with Liberty Bancard's transparent pricing and month-to-month flexibility.
No contracts • No hidden fees • Next-day funding • Free terminals
Frequently Asked Questions
Do you require long-term contracts?
Never. All Liberty Bancard accounts operate on month-to-month terms. You have the freedom to leave at any time without penalties or cancellation fees.
Is surcharging legal in my state?
Surcharging is legal in most states when implemented correctly. Our compliance team ensures your program meets all federal and state regulations, including proper signage and disclosure requirements.
How quickly will I receive my funds?
Most merchants receive next-day funding directly to their bank account. We also process on weekends and holidays, ensuring consistent cash flow for your business.
What if I need help with setup?
Our technical team provides free installation, training, and ongoing support. We'll have you processing payments within 24-48 hours of approval with minimal disruption to your operations.
Ready to Start Saving?
Get Your Free Processing Analysis Today
Don't wait another month to start saving on processing fees. Our expert team will analyze your current statements and show you exactly how much you could save with Liberty Bancard.
The analysis is completely free with no obligation. You'll receive a detailed breakdown of your current costs, potential savings, and a customized recommendation for your business.
Join thousands of satisfied merchants who've already made the switch to transparent, affordable payment processing. Your bottom line will thank you.
Trusted Payment Solutions
Contact
2045 Biscayne Blvd, Suite 232
Miami, FL 33137
© 2025 Liberty Bancard. All Rights Reserved. “Liberty Bancard is a registered ISO/MSP”